Tulunelo AI - a view of the predictive portfolio management interface

Automated portfolio management for freelancers - setup in less than 60 seconds

Tulunelo AI combines your income stream volatility and market data with a predictive model that suggests portfolio changes before cash flow tightens.

Activate your portfolio See how it works

The account can be connected to bank or invoicing data without separate expertise in the financial sector. The system makes the analysis and suggestions for you, the decisions are always made by the user.

On one screen you can see the forecasted cash flow, risk level and recommended changes to the portfolio.

Fluctuation in income

The time between projects must not be a financial risk

A freelancer's income varies from month to month, but fixed expenses do not. Tulunelo AI translates this unevenness into data that can be used for investment decisions.

1The billing rhythm varies from project to project, which makes it difficult to save regularly.
2Buffer money is often kept in cash because there is no time for risk management.
3Investment decisions are made randomly, without constant market monitoring.
4The quiet months are visible in the portfolio only after the fact, when the reaction is late.

Tulunelo AI tracks your income stream and market conditions simultaneously. The proactive model identifies when liquidity should be strengthened and when excess cash flow can be directed to longer-term growth.

Recommendations are automatically updated when new billing or market data is received. The user accepts or modifies suggestions, the system does not make investment decisions independently without confirmation.

Example: equalized cash flow vs. variable billing

Billing without optimization Portfolio with Tulunelo AI

Illustrative example, not based on individual user data.

Commissioning

Three steps, in less than a minute

Activating the account does not require a separate orientation. The entire process from connection to first referral typically takes less than 60 seconds.

Combine sources of income

Attach billing or bank data via a secure interface. The information is transferred encrypted, and login information is not stored in the service.

The analysis starts

The model calculates the fluctuation of the income stream, your fixed expenses and the current market situation, and forms a risk profile from them.

Optimize your portfolio

You will receive a concrete proposal on the distribution of funds. You accept the changes yourself, the system does not work without your confirmation.

Characteristics

Technical analysis without unnecessary complexity

Each feature supports one goal: reduce manual monitoring and make risks visible before they materialize.

Anticipation

Predictive analytics

The model combines historical billing data and market indicators, and produces a monthly cash flow forecast from them.

Risk management

The diversification of the portfolio is adjusted according to the stability of the income stream. When the need for liquidity increases, the risk level is automatically calculated at the proposal level.

Real time

Live views

Portfolio status, forecasted cash flow and open recommendations are updated in the same view as soon as new data arrives.

Purposes of use

One system, three financial goals

Tulunelo AI adapts to whether you need a short-term buffer, long-term growth or protection from market fluctuations.

Short-term liquidity Long-term growth Risk protection

Short-term liquidity

When the billing cycle is uncertain, the model keeps part of the funds in low-risk, quickly accessible items. The goal is that fixed expenses will be covered without the need for separate loans.

Long-term growth

When the income stream is more stable, the excess cash flow is directed to longer-term investments. The allocation is updated when the income level or market conditions change significantly.

Risk protection

As market volatility increases, the system suggests tightening diversification or hedging positions so that a single swing does not jeopardize the entire portfolio.

Method

An open process, no black box

Trust is built on the fact that you understand how recommendations are created and where your information is stored.

Algorithm transparency

Each recommendation is accompanied by a short justification: which factors – for example, income stream variability or market risk – influenced the proposal the most.

Information security

Data is transferred and stored encrypted. Login information for banking or invoicing services is not stored in Tulunelo AI's systems.

Attention to regulation

The service produces suggestions based on data analysis. The final investment decision is always made by the user, within the limits of the applicable regulations.

About us

Built on the economic terms of freelancers

Tulunelo AI was developed to address one specific problem: irregular billing makes investing difficult to time properly.

The team combines data analytics and financial expertise so that forecasts remain understandable even without a financial background.

Tulunelo AI - team working on data analytics

Start optimizing your portfolio today

Connect your sources of income, check the first proposal and decide for yourself whether to implement it. The whole process takes less than a minute.

Activate your portfolio See answers to common questions